If you’ve been considering dental implants, the timing might be better than you think. With most health funds resetting on 1 January, you may have an opportunity to plan your implant procedure across two benefit years, potentially making better use of your annual limits for 2025 and 2026.
Here’s what makes this strategy work in your favour.
Why the Two-Stage Process Works for Your Budget
Dental implants are completed in stages over several months, which naturally lends itself to careful planning. During the first stage, a titanium post is placed in the jawbone. This post is designed to act as an artificial tooth root, creating a foundation for your replacement tooth. A healing period of about three to four months then allows the bone and implant to integrate.
Once healing is complete, the second stage involves placing your final restoration – such as a crown, bridge, or denture. Because these steps occur at different times, beginning your procedure before the end of 2025 means the second stage could fall in 2026, allowing you to use benefits from two calendar years.
Getting Started Now Can Optimise Coverage
Health funds typically renew their annual limits on 1 January. If your first stage occurs in late 2025, you may be able to claim benefits for that portion, and then use refreshed limits in 2026 for your final restoration.
“Many patients in Albury are pleased to learn they can plan their care in this way,” says the team at The Tooth Affair. “It’s simply about understanding your health fund schedule and coordinating your appointments accordingly.”
Plan Ahead Before Year’s End
Booking early gives you time to discuss your options and plan a timeline that suits your health fund cycle. The Tooth Affair can assist in scheduling your stages thoughtfully, helping you manage both your time and your benefits.
Contact our Albury practice today to learn more about the dental implant process and how to plan your procedure efficiently.
Any surgical or invasive procedure carries risks. Before proceeding, you should seek a second opinion from an appropriately qualified health practitioner.

